Please read carefully. The categories above are simplified, plain-language summaries of how "catastrophic impairment" is defined under Ontario's Statutory Accident Benefits Schedule (SABS). They are not legal or medical advice, are not the exact legal criteria, and using this page does not create a lawyer-client relationship. A catastrophic determination is a detailed medical-legal assessment with specific tests, timing rules, and (for some categories) different criteria for children — and the rules change over time. Selecting an item here does not mean you qualify, and not selecting one does not mean you don't. Only a qualified assessment can determine catastrophic status. Speak with a licensed Ontario lawyer. Azimi Law is regulated by the Law Society of Ontario, and its founder Ben Azimi is a member of the Law Society of Ontario.
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Why it matters: a catastrophic designation dramatically raises the medical, rehabilitation, and attendant care funding available — from $65,000 (non-catastrophic) up to $1,000,000 — and unlocks additional support. Insurers frequently dispute CAT, so strong medical evidence is essential.
Do any of these describe the injuries?
Select any that may apply. This is educational — only a qualified assessment can determine catastrophic status.
What a CAT designation unlocks
$1,000,000combined medical & rehabilitation (vs. $65,000)
Higherattendant care funding
Addedcase management & rehabilitation support
A catastrophic injury needs serious advocacy.
We build the medical case for a CAT designation — and fight insurer disputes. Free consultation · No win, no fee.
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