More Than Just Vehicle Collisions

With advanced technology, more gadgets come out and catch our attention. For instance, in the 1900s, people did not have smart phones, a GPS, or Bluetooth built into their vehicle. In a Safe Driving Study conducted by Allstate Insurance, 93 cities in Ontario were rated from safest to the most accident filled. In this ranking, some of the less safe driving cities include Etobicoke, which ranked 69 on the list; Richmond Hill ranked 73; Mississauga ranked 74; Thornhill was less safe and ranked 79; Woodbridge came in close behind at 80. Ranked as even less safe for driving comes Toronto,…

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Why Hire A Personal Injury Lawyer

Being the independent society we live in today, we often think we are capable of tackling all obstacles on our own. When it comes to an accident you have been involved in, this often becomes very overwhelming. If you have been injured in a motor vehicle accident and require compensation, your best option would be to retain a personal injury lawyer. First and foremost, you may have sustained injuries as a result of your accident. Rather than dealing with insurance companies and other parties involved, you should focus on your recovery. When you retain a personal injury lawyer, your insurer…

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Involved In An Accident? Here Are Your First Steps To Take

In the greater Toronto area, a typical everyday driver covers approximately 20,000km of mileage in one year. Driving has played such a large role in people’s daily life that most of us don’t put too much thought into getting in a vehicle to drive home, to work, social events, religious facilities, or even just for leisure. Nobody gets into a vehicle with the expectation that something may go wrong. So, what happens when you or someone you know is in the wrong place at the wrong time? After an accident, the first thing you should do is examine yourself for…

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Breakdown of Insurance Accident Benefits For Income

When involved in a car accident, the results may vary; the accident may be minor, having no impact on your body. Other times, circumstances may become unfortunate as you experience different injuries, such as sprains and strains, broken bones, psychological traumas, and many more. Your insurance company offers Accident Benefits, such as income replacement benefit. If you got into an accident and your injuries are preventing you from employment continuance, you may be eligible for the above-mentioned benefit. With income replacement, your insurer will continue to pay your wage, however, you will only be eligible for up to 70% of…

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Don’t Stress- Insurance Policies Have You Covered!

Driving from one place to another has become a part of our daily life in such a way that we don’t even think of the small details anymore. As drivers, we have insurance policies in place, but most of us don’t know what it is that we are getting. We make payments with the expectation that if we get into an accident there is nothing to worry about because our insurer will pay for the damages. When placed in such unfortunate circumstances, we come to realize that our insurance company provides us with more than just car replacements, damage coverage,…

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Abused or Neglected while a resident at a long-term care or assisted living or nursing facility? Here is what you need to know!

Making the decision to move a family member or an elderly loved one to a long-term care facility, assisted living or nursing home is a difficult decision. Selecting the right facility is even more difficult. The ultimate goal while making the foregoing decisions is to ensure that the family member is safe, secure and well treated at any facility that he or she resides. Fortunately, with the growing number of long-term care facilities being built, and the aging Canadian population, there has been growing number of legislations and regulations put into place to ensure the required standard of safety, security…

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Summer is here – now let’s discuss Boat Accidents and your rights if you are Injured!

During this summer season, you or your friend or family member may own a boat. Taking safety measures while operating a boat are normally underestimated and often those who own or operate boats may fail to warn other passengers on for the ride of the safety precautions.  Boating accidents often are underestimated but when they occur it’s important to know what to do when you are injured. In addition to seeking medical attention, depending on the severity of your injuries, future medical treatment or your inability to work or lost wages, you may be entitled to compensation. In contrast to…

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Cyclists and Careless or Distracted Driving in Ontario

Many drivers in Ontario may fail to know that cyclists can be charged for the same offences as other drivers on the road under the Ontario Highway Traffic Act. This lack of knowledge, causes certain drivers to feel that cyclists own the road and therefore, if an accident does occur, the driver that is driving a motor vehicle will automatically be charged for careless driving. Contrary to this erroneous belief, bicycles are classified as vehicles under the Ontario Highway Traffic Act and cyclists are subject to the same charges as other drivers on the road for any Highway Traffic Act…

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Car Accidents continue to rise in Canada, Toronto and surrounding Cities

According to the 2017 Allstate Canada Safe Driving Study, majority of the accidents that occur in Canada occur on Fridays or Saturdays, with the majority of the accidents involving rear-end collisions. Toronto ranked 84th among the cities with the number of the accidents reported with an average of 7.33 % per 100 cars, with Brampton, North York and Ajax ranking worst with averages of 7.61 per 100 cars, 7.67 per 100 cars and 7.77 per 100 cars respectively. Although these statistics are from one insurance company, they reveal that cities like Kingston, ranked 22 with an average of 4.81 accidents…

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Accidents in Canada happen most on Fridays and Saturdays

According to the 2017 Allstate Canada Safe Driving Study, at a national level the majority of the accidents occur on Fridays or Saturdays.  In Ontario, the date with most collision claims between 2012-2017 was February 12 and the date with fewest collision claims was December 25 and maybe because generally people are celebrating Christmas within the confines of their homes. The frequency of the collisions claims on Fridays was 16.8% at a national level. Although these statistics are from one insurance company, they reveal interesting information such as indicating that the majority of the accidents occur because of rear-ends (25%),…

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