Injured in a Car Accident While on a Work or Study Permit: Can Newcomers Claim?
Newcomers on work or study permits injured in an Ontario crash often have the same accident-benefit and lawsuit rights as anyone else. What temporary residents should know.
Read Full Article →Pedestrians and Cyclists After July 2026: The Accident-Benefit Gap to Know About
Ontario's 2026 reforms narrow who can access optional accident benefits. Pedestrians and cyclists hit by a car may find fewer benefits available than before.
Ontario's July 2026 Accident-Benefit Overhaul: Which Benefits Are Now Optional
As of July 1, 2026, most Ontario accident benefits are optional. Here is what stays mandatory, what you now have to buy, and why it matters after a crash.
Ontario's Statutory Accident Benefits Schedule (SABS): Every Benefit You're Entitled To
The SABS provides no-fault benefits to every Ontario accident victim. This guide maps every benefit category, its limit, and how to access it.
Disputing Denied Accident Benefits at the FSRA: Mediation and Arbitration
The FSRA's two-stage dispute resolution system — mediation then arbitration — is how denied accident benefits are challenged in Ontario. Learn how each stage works.
Income Replacement Benefits Under SABS: Eligibility, Calculation, and Common Disputes
The IRB pays 70% of pre-accident gross weekly income. Know the eligibility tests, how your benefit is calculated, and how to fight a premature termination.
Attendant Care Benefits in Ontario: Compensation for Personal Support After an Accident
Attendant care benefits pay for the personal support serious injuries require — from a professional or a family member. Know the Form 1 process and monthly maximums.
Why Most Ontarians Are Dangerously Underinsured: The Case for Optional Accident Benefits
Standard accident benefits can be exhausted in 18 months of serious injury treatment. Optional enhanced coverage costs as little as $15/month and can be worth hundreds of thousands.
OCF-18 Treatment Plans: How to Get Your Rehabilitation Benefits Approved in Ontario
Your rehab benefits require pre-approved OCF-18 treatment plans. Know the 10-day approval timeline, deemed approval, and how to fight a denial.
Non-Earner Benefits Under SABS: Compensation for Students, Homemakers, and the Retired
The non-earner benefit is $185/week for those without employment income. The complete inability test is demanding and frequently disputed — know how to satisfy it.
Housekeeping and Home Maintenance Benefits Under SABS: A Frequently Overlooked Recovery
Housekeeping benefits under SABS are modest but real — $100/week. Only CAT claimants and those with optional coverage qualify. Don't leave this benefit on the table.
Death Benefits Under Ontario's SABS: What Families Are Entitled to After a Fatal Accident
A fatal accident triggers SABS death benefits and independent FLA tort claims for every qualifying family member. Both tracks must be pursued simultaneously and promptly.