Ontario's Statutory Accident Benefits Schedule (SABS): Every Benefit You're Entitled To
A complete plain-language guide to all benefits available after any Ontario motor vehicle accident — income replacement, medical rehabilitation, attendant care, death benefits, and more.
Read Full Article →Disputing Denied Accident Benefits at the FSRA: Mediation and Arbitration
The FSRA's two-stage dispute resolution system — mediation then arbitration — is how denied accident benefits are challenged in Ontario. Learn how each stage works.
Income Replacement Benefits Under SABS: Eligibility, Calculation, and Common Disputes
The IRB pays 70% of pre-accident gross weekly income. Know the eligibility tests, how your benefit is calculated, and how to fight a premature termination.
Attendant Care Benefits in Ontario: Compensation for Personal Support After an Accident
Attendant care benefits pay for the personal support serious injuries require — from a professional or a family member. Know the Form 1 process and monthly maximums.
Why Most Ontarians Are Dangerously Underinsured: The Case for Optional Accident Benefits
Standard accident benefits can be exhausted in 18 months of serious injury treatment. Optional enhanced coverage costs as little as $15/month and can be worth hundreds of thousands.
OCF-18 Treatment Plans: How to Get Your Rehabilitation Benefits Approved in Ontario
Your rehab benefits require pre-approved OCF-18 treatment plans. Know the 10-day approval timeline, deemed approval, and how to fight a denial.
Non-Earner Benefits Under SABS: Compensation for Students, Homemakers, and the Retired
The non-earner benefit is $185/week for those without employment income. The complete inability test is demanding and frequently disputed — know how to satisfy it.
Housekeeping and Home Maintenance Benefits Under SABS: A Frequently Overlooked Recovery
Housekeeping benefits under SABS are modest but real — $100/week. Only CAT claimants and those with optional coverage qualify. Don't leave this benefit on the table.
Death Benefits Under Ontario's SABS: What Families Are Entitled to After a Fatal Accident
A fatal accident triggers SABS death benefits and independent FLA tort claims for every qualifying family member. Both tracks must be pursued simultaneously and promptly.