Essential article
Your Rights After a Car Accident
What to do immediately, how to protect your claim, and what insurers don't tell you.
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Showing 56 of 56 articles
Car accidents, benefits and settlements
7 articlesEssential article
Accident Benefit Changes: July 1, 2026
How Ontario's reforms affect your compensation if you were injured on or after July 1, 2026.
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Catastrophic Impairment After an Ontario Car Accident: What It Means
What counts as a catastrophic impairment after an Ontario car accident, why it raises benefit limits, who assesses it, and how a denial can be disputed.
10 min read · Updated 9 Oct 2026Read article
You Were Partly at Fault. Here's What You Actually Recover.
Being partly at fault doesn't end your claim, it reduces it by a percentage. How Ontario law apportions fault between drivers, with sample arithmetic.
8 min read · Updated 13 Sep 2026Read article
Getting Out of the MIG in Ontario: What the Schedule Says
How the $3,500 Minor Injury Guideline limit works, the two exceptions in the Schedule, and what evidence is typically considered in a MIG dispute.
7 min read · Updated 13 Sep 2026Read article
How Ontario Car Accident Compensation Is Actually Calculated
How Ontario injury awards are built: the threshold, the pain-and-suffering deductible, and the heads of damages explained.
9 min read · Updated 29 Aug 2026Read article
Ontario Accident Benefits After the July 2026 Reforms
Which Ontario accident benefits are optional after July 2026, the dollar limits, the notice and application deadlines, and how a denial is disputed.
12 min read · Updated 29 Aug 2026Read article
Injuries on public and private property
5 articlesEssential article
Pedestrian Accident Claims
Your rights as a pedestrian hit by a vehicle: accident benefits, tort claims and notice deadlines.
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Hit by a Car as a Pedestrian or Cyclist in Ontario: How the Claims Work
Hit by a car on foot or bike in Ontario? See which insurer pays benefits, how the claim against the driver works, and what changes in hit-and-run cases.
10 min read · Updated 9 Oct 2026Read article
Dog Bite Claim in Ontario: Who Is Liable and How It Works
Bitten by a dog in Ontario? How the Dog Owners' Liability Act makes owners liable, what a dangerous dog order means, the time limit, and what to document.
9 min read · Updated 9 Oct 2026Read article
TTC and Public Transit Injury Claims
Injured on the TTC or another Ontario transit service? How the carrier and occupier rules apply, why video matters, and which notice periods exist.
8 min read · Updated 29 Aug 2026Read article
Slip and Fall Claims in Ontario
Injured in a fall in Ontario? The 60-day ice notice, the 10-day municipal rule, who may be liable and what damages can include.
11 min read · Updated 29 Aug 2026Read article
Work injuries and disability benefits
2 articlesWSIB or a Lawsuit? The Section 30 Election Explained
Injured at work or driving for work? You may have to choose between WSIB and suing — within three months. What each path pays.
9 min read · Updated 29 Aug 2026Read article
Long-Term Disability Denials in Ontario: How Appeals Work
LTD claim denied in Ontario? The usual 2-year limitation period, reasons insurers give for denials, and how appeals and lawsuits differ.
11 min read · Updated 28 Aug 2026Read article
Medical care, long-term care and vulnerable victims
4 articlesChild Injury Claims in Ontario: Information for Parents
Your child was injured. Why the deadline is different for minors, who brings the claim, and why a court must approve any settlement.
10 min read · Updated 29 Aug 2026Read article
Psychological Injury and PTSD Claims in Ontario
How PTSD, anxiety and depression after an accident fit into Ontario injury claims, the threshold evidence, and the $3,500 Minor Injury cap.
6 min read · Updated 29 Aug 2026Read article
Medical Malpractice Claims in Ontario
A bad outcome is not automatically negligence. How consent law, regulators and time limits fit into a possible medical malpractice claim in Ontario.
7 min read · Updated 29 Aug 2026Read article
Nursing Home and Long-Term Care Neglect Claims in Ontario
Pressure ulcers, falls, dehydration, unexplained injuries: what the Residents' Bill of Rights says, which records matter and the time limits.
8 min read · Updated 29 Aug 2026Read article
Time limits and settlements
2 articlesLimitation Period for a Personal Injury Claim in Ontario: How the Clock Works
The two-year limitation period for an Ontario injury claim: when the clock starts, what can pause it, the 15-year cut-off, and benefit deadlines.
9 min read · Updated 9 Oct 2026Read article
Structured Settlements, Tax and ODSP: What Happens to the Money
Is your settlement taxable? Will it cost you ODSP? Structures, Henson trusts and what happens to the money.
8 min read · Updated 29 Aug 2026Read article
Refusals, Federal Court and delay
5 articlesMandamus: Suing IRCC for Unreasonable Delay
What a mandamus application against IRCC is, what the Federal Courts Act says about unreasonable delay, and how delay is assessed.
7 min read · Updated 29 Aug 2026Read article
Procedural Fairness Letters: What They Are and How Responses Work
What an IRCC procedural fairness letter means, where the deadline comes from, and how a reply is usually organised.
7 min read · Updated 29 Aug 2026Read article
The Leave Stage in a Federal Court Immigration Case
What leave means in a Federal Court immigration case: the steps, the 30-day record, and what follows when leave is refused or granted.
6 min read · Updated 29 Aug 2026Read article
Federal Court Judicial Review of an IRCC Refusal
Refused by IRCC? How judicial review works, the 15 and 60-day deadlines, the leave stage, and what the Court can actually order.
9 min read · Updated 29 Aug 2026Read article
GCMS Notes: What They Show About the Officer's Reasons
GCMS notes record an officer's reasoning. How an access request works, the 30-day response period, and why the court deadline may run first.
9 min read · Updated 28 Aug 2026Read article
Permit, visa and citizenship refusals
4 articlesReconsideration Request or Judicial Review When IRCC Refuses an Application?
IRCC refused your application. See how an informal reconsideration request differs from Federal Court judicial review, and why the clock matters.
9 min read · Updated 9 Oct 2026Read article
Study Permit Refused: What to Do in Canada
Study permit refused? See what the officer had to be satisfied of, reapplying versus Federal Court judicial review, and the 15-day and 60-day clocks.
10 min read · Updated 9 Oct 2026Read article
Work Permit or PGWP Refused in Canada: Your Options
Work permit or PGWP refused? See what the officer must find, reapplying versus Federal Court review, and the 15-day and 60-day clocks.
10 min read · Updated 9 Oct 2026Read article
Citizenship Application Refused: What Are My Options?
Citizenship application refused? See how judicial review works, the 30-day clock, the 1,095-day rule, and how review differs from reapplying.
10 min read · Updated 9 Oct 2026Read article
Removal, refugee appeals and status
6 articlesPre-Removal Risk Assessment (PRRA) in Canada
Facing removal from Canada? How a PRRA works: who can apply, the 12-month bar, the risk test, the stay of removal, and what a refusal means.
10 min read · Updated 9 Oct 2026Read article
Immigration Detention Review Hearing in Canada
A family member in immigration detention? How the 48-hour, 7-day and 30-day reviews work, what the Immigration Division weighs, and release terms.
9 min read · Updated 9 Oct 2026Read article
Stay of Removal: The Emergency Process
CBSA set a removal date? How a deferral request and a Federal Court stay motion work, and when a removal order is stayed by law.
7 min read · Updated 29 Aug 2026Read article
Restoration of Status: The 90-Day Rule
IRPR s. 182 sets a 90-day window to ask for restoration of temporary resident status. What it covers, what it requires, and what follows if refused.
8 min read · Updated 29 Aug 2026Read article
Refused at the Refugee Board? Appealing to the RAD
The Refugee Appeal Division can substitute its own decision. The 15-day deadline, the new-evidence rule, and who cannot appeal to the RAD at all.
8 min read · Updated 29 Aug 2026Read article
Humanitarian and Compassionate Applications
An H&C is discretionary relief, not a category you qualify for. What section 25 of the IRPA says, who cannot apply, and how a refusal is reviewed.
7 min read · Updated 29 Aug 2026Read article
Inadmissibility and special situations
5 articlesMisrepresentation and the IRCC Five-Year Ban: What the Law Says
What IRPA s. 40 says about misrepresentation, how the five-year period is counted, what it blocks, and the review routes people ask about.
10 min read · Updated 9 Oct 2026Read article
Criminal Inadmissibility to Canada: Rehabilitation, TRPs and Your Options
A criminal record can bar you from Canada. Deemed rehabilitation, criminal rehabilitation and TRPs explained. Confidential case review.
9 min read · Updated 29 Aug 2026Read article
DUI Immigration Consequences in Canada: Impaired Driving and Your Status
How a DUI charge can affect a permanent resident's status and appeal rights, and why the six-month sentence line matters. Speak with a lawyer.
8 min read · Updated 29 Aug 2026Read article
Iranian Applicants, Security Screening and Section 34
Refused or delayed over Iranian military service? How section 34 membership findings work, what ministerial relief is, and how decisions are reviewed.
7 min read · Updated 29 Aug 2026Read article
Immigration Consultant Fraud in Canada: When a Consultant Has Ruined Your Case
Used a ghost consultant or found a false statement in your file? What the law says about who may represent you and how to report one. Case review.
7 min read · Updated 29 Aug 2026Read article
Appeals to the IAD and the Federal Court of Appeal
3 articlesSpousal Sponsorship Refused: How an Appeal to the Immigration Appeal Division Works
Spousal sponsorship refused? See who can appeal to the Immigration Appeal Division, the 30-day rule, what the IAD considers and the hearing steps.
9 min read · Updated 9 Oct 2026Read article
Appeal a Removal Order Canada IAD: Who Can Appeal and How It Works
Removal order made against you in Canada? See who can appeal to the IAD, the six-month criminality bar, the 30-day rule and how a stay works.
10 min read · Updated 9 Oct 2026Read article
Appeal a Federal Court Immigration Decision: The Certified Question
Lost at the Federal Court? How a certified question opens an appeal to the Federal Court of Appeal, the 30-day notice, and why many cases end there.
8 min read · Updated 9 Oct 2026Read article
Sued without insurance
7 articlesSued and Have No Insurance in Ontario: What Happens Next
Sued and have no insurance in Ontario? See the defence deadline, what default means, how a judgment is collected and the options in outline.
11 min read · Updated 10 Oct 2026Read article
Sued After a Car Accident With No Insurance in Ontario: How It Works
Sued after a car accident with no insurance in Ontario? See who can sue, what the claim covers, the 20-day defence deadline and what default means.
11 min read · Updated 9 Oct 2026Read article
Driving Without Insurance in Ontario: Fine, Licence and Vehicle Penalties
The fine for driving without insurance in Ontario, plus licence suspension, vehicle impound and who can be charged, read from the statute text.
9 min read · Updated 9 Oct 2026Read article
Car Insurance Cancelled or Lapsed, and Then an Accident in Ontario
Was your policy really cancelled on the accident date? The Ontario rules on termination, notice and non-renewal, and the questions a lawyer checks first.
9 min read · Updated 9 Oct 2026Read article
The Motor Vehicle Accident Claims Fund in Ontario
Hurt by an uninsured or unidentified driver, or owe the Fund after a payout? Who can claim, what it pays, and what repayment and your licence involve.
10 min read · Updated 9 Oct 2026Read article
Judgment Against Me in Ontario: What Happens, Including Garnishment
A court judgment against you is not the end of the story. See how garnishment, writs, debtor examinations and licence suspension work in Ontario.
10 min read · Updated 9 Oct 2026Read article
Can Bankruptcy Erase a Judgment in Ontario?
Can bankruptcy erase a judgment in Ontario? See which debts a discharge does not release, how consumer proposals work and how long a judgment lasts.
9 min read · Updated 9 Oct 2026Read article
You have been sued
3 articlesServed With a Statement of Claim in Ontario: What Happens Next
Served with a statement of claim in Ontario? See the 20, 40 and 60 day deadlines, what a notice of intent to defend does, and what follows a missed one.
9 min read · Updated 9 Oct 2026Read article
Default Judgment in Ontario: Can It Be Set Aside?
Noted in default or hit with a default judgment in Ontario? How the Rules treat it, when a court can set it aside, and what it means for enforcement.
9 min read · Updated 9 Oct 2026Read article
Sued and Have Insurance: What to Know in Ontario
Sued and have insurance in Ontario? How notice to the insurer works, the insurer's role in defending, and why late notice and denial matter.
10 min read · Updated 9 Oct 2026Read article
How a lawsuit moves forward
3 articlesExamination for Discovery in Ontario: What to Expect
Examination for discovery in Ontario: who is questioned, what must be answered, undertakings, refusals, the transcript and how it is used at trial.
11 min read · Updated 9 Oct 2026Read article
Mandatory Mediation in an Ontario Civil Lawsuit, and the Pre-Trial Conference
Is mediation mandatory in your Ontario civil lawsuit? Where Rule 24.1 applies, the 180-day timing, confidentiality, and what a pre-trial conference is for.
11 min read · Updated 9 Oct 2026Read article
Rule 49 Offer to Settle in Ontario: How It Can Change Who Pays Costs
How a Rule 49 offer to settle works in Ontario, how long it stays open, and how rejecting one can change who pays legal costs. A plain-language guide.
10 min read · Updated 9 Oct 2026Read article
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