When the Injury Is in Your Mind, Not Just Your Body

The term ‘personal injury’ often brings to mind the image of crutches, bandages and hospital visits. The visible injuries. However, some of the most severe, life-changing injuries are not visible, rather than appearing on an x-ray, they show up in your mind or mental state. The typical response to a car crash, slip and fall or other incident is of course physical recovery. Visiting the doctor, taking medication and even surgery in the worst cases. The first question you will hear from friends or family would be in regards to how your back is healing rather than how you’re dealing…

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Pre-existing Conditions and the Minor Injury Guideline (MIG)

Find out about the implications pre-existing conditions can have on the minor injury funding limit Statutory accident benefits coverage for injury(ies) sustained in a car accident is governed by the legal classification of the injury(ies).  A minor injury is “one or more of a strain, sprain, whiplash associated disorder, contusion, abrasion, laceration or subluxation and includes any clinically associated sequelae to such an injury”[1]. Unless the policy contains modifying optional benefits, recovery for med-rehab benefits for predominantly minor injuries is limited to $3,500.[2] An exception to this limit is if the applicant can demonstrate that they have (a) pre-existing medical…

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What you can expect in a free consultation with a lawyer for your personal injury claim

[vc_row][vc_column][vc_column_text] If you have suffered injuries in a motor vehicle accident for which you were not at fault, you can seek compensation from the at-fault driver and, more specifically, from his/her insurer. You will likely be looking for a lawyer to guide you through the complexities of legal proceedings and advocate for your interests. A personal injury case in the province of Ontario begins with the initial consultation phase. At the initial consultation, the insured person meets with a lawyer to evaluate the merits of their claim and to evaluate the services that the lawyer has to offer. If the…

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