Pre-existing Conditions and the Minor Injury Guideline (MIG)
Find out about the implications pre-existing conditions can have on the minor injury funding limit Statutory accident benefits coverage for injury(ies) sustained in a car accident is governed by the legal classification of the injury(ies). A minor injury is “one or more of a strain, sprain, whiplash associated disorder, contusion, abrasion, laceration or subluxation and includes any clinically associated sequelae to such an injury”[1]. Unless the policy contains modifying optional benefits, recovery for med-rehab benefits for predominantly minor injuries is limited to $3,500.[2] An exception to this limit is if the applicant can demonstrate that they have (a) pre-existing medical…
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