Have you been involved in an Car Accident? Here are 8 Recommended things to do!
- CALL THE POLICE
Make sure to call the police even if the accident is minor. Injuries may often not appear immediately after an accident, but your health is of great concern, and police personnel will provide great assistance in contacting EMS personnel and other emergency services to attend to your care.
By law, you are required to report an accident if the damage to one or both of the vehicles involved in the accident exceeds $2,000.00.
It’s imperative that police attend the scene of an accident and complete a police report. Always try to get a copy of the police report.
If after calling the police, police personnel do not attend or you are told by the police to a Self-Reporting Collision Centre to report the accident, make sure you do.
2. RECORD WITNESS CONTACT INFORMATION
If there are any individuals that may be have witnessed the accident, make sure to get their full names, addresses, and their contact information (telephone phone number or e-mail).
3. SEEK MEDICAL ATTENTION
If you have been injured in an accident or feel pain, make sure to go immediately visit a hospital or your family doctor. It is important for you to get a detailed copy of all records you visit, and any x-rays or MRI that you undergo.
4. NOTIFY YOUR OWN INSURANCE COMPANY
No later than 7 days after the accident ensure to notify your own insurance company to become eligible to claim accident benefits.
5. DETERMINE IF YOU HAVE COLLATERAL/OTHER HEALTH INSURANCE COVERAGE
Figure out if you have any health insurance coverage available from your employment, university/college or your spouse, as these benefits would need to be exhausted before you are able to use to your own automobile insurance accident health benefits.
6. CONTACT A LAWYER IMMEDIATELY
You should have a personal injury lawyer represent you with your claim or case because a qualified lawyer will know how to negotiate and fight for you against the insurance company and get you the highest possible compensation you deserve.
7. DO NOT DISCUSS YOUR CASE WITH ANYONE AND AVOID POSTING ON SOCIAL MEDIA
Avoid not giving statements in writing or verbal or otherwise to anyone but your lawyer or his/her staff. Please also avoid posting anything related to your accident, health or case on social media.
8. KEEP TRACK OF YOUR EXPENSES and APPOINTMENTS
Record all your expenses related to your case, by saving all receipts and bills from doctors, pharmacies, hospitals, and medical appointments.
Ensure to keep a record of all your medical appointments and do not miss any. If you need to reschedule or cancel, make sure you record the new appointment date.